Partner for Life

Legal info

General Information

This website is intended for general information purposes only. None of the information on this website should be interpreted as an offer to sell individual products or as investment advice of any kind. Queries concerning insurance products should be addressed to GB Life Luxembourg.

 

Trademarks, Service Marks and Logos

All trademarks, service marks and logos (“marks”) appearing on this website are the property of GB Life Luxembourg S.A. Users are prohibited from using any of the marks without the prior written consent of GB Life Luxembourg.

 

Copyright

The website and its content are protected by copyright. All rights in the pages, content and works contained therein are held by  GB Life Luxembourg or its licensors. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any website content in a manner inconsistent with the purpose of this website, i.e. providing information about GB Life Luxembourg.

 

Intellectual property rights

The website constitutes a protected work in respect of intellectual property. In a general sense, the property rights of GB Life Luxembourg must be respected. The user shall not acquire any property right in respect of software, programs, information, applications or instructions made available to him by GB Life Luxembourg. The latter only grants him a right of use. The user undertakes to respect the rules of use issued by GB Life Luxembourg and shall refrain from making any copies, modifications or adaptations and shall not make them available to third parties.
All these elements and information must not be resold or redistributed by any means whatsoever.

 

No Liability

The information on this website, including but not limited to graphics, text and links to other websites, is provided “as is” and is subject to change without prior notice. The information is provided, to the fullest extent permissible pursuant to applicable law, without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

GB Life Luxembourg does not warrant the adequacy, accuracy or completeness of any information on this website and expressly disclaims any liability for errors or omissions therein. Users of this website are responsible for evaluating the accuracy, completeness or usefulness of any information or other content available on it.

No officers, directors or employees employed within GB Life Luxembourg or any company on behalf of which the aforementioned persons provide any services, accept any liability or responsibility in respect of the information expressed herein.

The information on this website should not be regarded as an offer nor a solicitation to buy, sell or otherwise deal with any investment referred to herein and is not intended for distribution to, or use by, any person in any country. This information has no value in terms of legal, accounting or fiscal advice and is only valid at the time given. It cannot appropriately substitute the knowledge and skills of the user.

GB Life Luxembourg is the only party with the right to modify, add to or remove information that appears in this site. GB Life Luxembourg reserves the right to modify, add to or remove the said information at any time without prior warning. This information may originate from third parties, in which case GB Life Luxembourg has no control over content thereof. GB Life Luxembourg may not be held liable for any direct or indirect consequence resulting from the use of the information.

 

Linked Internet Sites

Users are advised that information on hyperlinked or referred-to websites is neither investigated nor analyzed by GB Life Luxembourg. No warranty or representation, express or implied, is given as to the accuracy or completeness of that information. In no event will GB Life Luxembourg, nor any of its directors, employees or advisors accept any liability with regard to the information contained in the hyperlinked or referred-to websites.

GB Life Luxembourg is not responsible for the content of any other internet sites linked to a site. A link to another site is meant for convenience only and does not imply that GB Life Luxembourg endorses the site or any products or services that it describes. Your access to and use of any other internet sites linked to or from this site is at your own risk and GB Life Luxembourg assumes no obligation or liability in connection therewith. GB Life Luxembourg reserves the right to terminate any link or linking program at any time.

By accessing this website, you also agree to abide by the proprietary guidelines set forth at any website accessed or linked to through this site.

 

Jurisdiction and applicable law

Luxembourg law is the applicable law. Any dispute relating to the use of this portal, to the use, printing, recording, or reproducing of all or part of the information contained in this portal come within the jurisdiction of Luxembourg courts.

Adam Joseph

Chief Actuary Officer (CAO)

15 years of experience in the financial services industry include roles in asset management, actuarial consulting, risk management, and corporate M&A. Adam Joseph joined GB Life Luxembourg in January 2018 to serve as Chief Actuary Officer. Adam started his career in asset management and corporate finance research.  Since 2007, Adam has been intricately involved in Solvency II – from supporting the technical and strategic Solvency II papers/activities of the CRO Forum, to playing a key role in the transition of ING/NN Group’s economic framework to a Solvency II risk and capital framework.  In his last role, Adam worked in NN Group’s Corporate Finance as a Principal for the group’s Corporate M&A. Adam graduated from Rhodes University, South Africa in 2001.

José Bustillo

Chief Operations Officer (COO)

José Bustillo has a long-standing experience in managing and auditing complex and large projects in back-office operations environments. He joined GB Life Luxembourg in 2017 as Chief Operation Officer after more than 30 years of experience in the financial industry among others with Euroclear. Prior to joining GB Life Management Team, José was a partner with a risk management specialized consultancy firm, now part of McKinsey & Company. His main focus was on Solvency II. José holds a Civil Engineering degree from the Université Libre de Bruxelles.

Gaëlle Leclaire

Chief Legal & Compliance Officer (CLCO)

Gaëlle Leclaire has 20 years of experience in the life insurance sector. She started her career as a financial auditor in France before moving to Luxembourg. She has previously worked for Mazars, PWC and ABN AMRO Life S.A.. She joined GB Life Luxembourg in 2008 and joined the Board in 2009 as CFO. She took over the position of COO in 2015, where she was also responsible for Product Management. In 2017, she recently took over the position of Chief Legal and Compliance Officer within GB Life Luxembourg. Gaëlle is graduated from a Business School and has professional certification in Accountancy and Finance.

Will Romero

Head of Risk & Strategy, Global Bankers

Will has served in leadership positions at Financial Guaranty, Benfield, Swiss RE, Ernst & Young and New York Life. Most recently, he created Factor Re, a low cost and efficient financing vehicle for the embedded value in life insurance blocks. Will holds a B.A. with honors from Yale University, a J.D. from the University of Colorado, and an LL.M. in Taxation from New York University.

Matteo Castelvetri

Chief Executive Officer (CEO) Europe, Global Bankers

Matteo joined Global Bankers Insurance Group after spending 19 years in Investment Banking at Morgan Stanley and Goldman Sachs. As a Managing Director of Morgan Stanley’s Financial Institution Group, he led the European Insurance effort and held primary coverage responsibility for several European large cap insurers. He has advised on over 50 transactions and has originated and executed some of the most prominent insurance M&A events, restructuring and IPOs in Europe. Matteo started his career at Goldman Sachs as a government bond and distressed debt investor first and then as an advisor to banks and insurers. He received a summa cum laude Bachelor Degree in Economics from Bocconi University in Milan and also holds a Bachelor Degree in Classical Guitar.

George Luecke

Vice Chairman & Co-CEO, Global Bankers

George has over twenty years of experience in the insurance and financial services industries, in executive roles spanning Finance, Strategy, Corporate Development/M&A, Investments, Enterprise Risk Management, Treasury, Investor Relations and Law. He has held leadership positions at large, global firms such as MetLife and was a founding member of the Financial Institutions Group at Bank of America. In addition to operating experience, he has been involved in over $50 billion of closed M&A and financing transactions. George began his career as a corporate attorney at Simpson Thacher & Bartlett in New York City. He earned a J.D. with honors from Harvard Law School and a B.S. in Management/Finance with honors from Binghamton University. He lives in Morrisville, North Carolina with his wife and three children.

Victor Rod

Chairman of the Board

Victor Rod earned a law degree at University of Nancy (France) in 1973. After a short period as an attorney at the Luxembourg bar, he served as secretary general of the Luxembourg insurance companies association (ACA).

In 1980 he was appointed first full time director of the Luxembourg insurance supervisory authority (Commissariat aux assurances). He has been the longest serving head of an insurance supervisor in Europe until his retirement on 31.12.2014

Victor served as Alternate Chair of the European Insurance and Occupational Pension Authority (EIOPA) headquartered in Frankfurt since its inception until his retirement.(2010 – 2014)

He was also Luxembourg’s delegate at European Insurance and Occupational Pension Committee (EIOPC) in Brussels and a member of the executive committee of the global standard setter in insurance matters International Association of Insurance Supervisors (IAIS) in Basel.

Victor served as a chairman of a Luxembourg Bank for 25 years. In addition to serving as chairman and independent director of GBLife, Victor is sitting on the board of a large domestic retail insurance company and he has a 20 years experience as a non-executive board member of World’s largest satellite operator.

Since 2015, Victor serves as Of Counsel with Luxembourg’s largest independent law firm Arendt & Medernach (A & M) where he mainly advises on insurance and reinsurance legal, regulatory and technical matters.

Christophe Hucque

Chief Finance Officer (CFO)

Christophe Hucque has an extensive experience in the insurance domain. Christophe joined GB Life Luxembourg (formerly ING Life Luxembourg) in 2000 as Actuary. Since 2006, he has covered several leading position within GB Life Luxembourg. He joined the Management Team in 2006 as CFO/CRO. Between 2007 and 2009, he combined the CFO position for both ING Life Luxembourg and ING Variable Annuities Europe (The Hague, NL), dealing with the Europe-wide roll-out of the Variable Annuities product suite. Christophe moved to the COO position in 2009 where he was also responsible for Product Management and the commercial relationship with ING Bank. He has been back in the CFO position since 2015, also responsible for Risk between 2015 and 2017. Christophe holds several degrees in Mathematics and in Actuarial Sciences.

Pieter Coopmans

Chief Executive Officer (CEO), GB Life Luxembourg

Pieter Coopmans has over 20 years of experience in the insurance and banking industries, in different leadership positions. Before joining GB Life Luxembourg in 2012 as Chief Executive Officer and Dirigeant Agréé, he held management/executive roles in leading financial service providers such as NN Group, Zurich Financial Services, SNS Reaal and ING Group. Pieter has played a key role in the disentanglement and rebranding process of GB Life from the ING/NN Group and the repositioning of the company in the cross border life insurance space. Under his responsibility, the leadership team prepared and executed the sale of GB Life to an affiliate of Global Bankers Insurance Group in 2017. Pieter holds a Bachelor in BA from European University and a Master in BA from Nyenrode University in Breukelen.